I need help with house insurance claims after flood?

January 22, 2012

I am wondering if anyone as received what is called replacement value? If the insurance awards for example 10.000 dollars for lost items and a few weeks later they give you what? a check? cash ? credit card? then you have lets say 80 days to spend all the money , then [...]

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How do I dispute the “replacement costs” that home insurance companies calculate for my house?

January 19, 2012

We are purchasing our second home while we maintain the first one as a rental property. The home we are purchasing is 5,000 and was built in 1974. A simple search of real estate listings in our city shows that a new home in a nicer neighborhood (much larger, actually) can be purchased for 229,000 [...]

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Why don't insurance companies call my house and ask for my business?

December 23, 2011

If these companies are a true Capitalist business with real competition instead of Monopolies. Then they should be fighting for my business. Shouldn’t they?
Why is my Government putting a gun to my head and saying you have to buy this crap. These businesses should be ashamed of themselves. They only want people who pay them [...]

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Is normal that insurance company inspect the house after given the policy?

December 20, 2011

Today, a guy called me that he was asked by the Insurance company that already given policy us and we already paid for it. He said the insurance company asked him to inspect our house. Is this normal? Anybody has this thing going?

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What is the best way to protect yourself as a small business owner?

September 14, 2011

I’m a Licensed Real Estate Broker doing home sales and financing with 6 employees. What’s the best way to protect myself in California’s litigious market?
E&O Insurance?
LLC?
S-Corp?
Combinations?
Any info is greatly appreciated!

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Is there any way for a minor to register a vehicle without her parents name on it and obtain insurance? MD?

September 13, 2011

They don’t object but refuse to help. This child has been living outside of their household for over a year with a friend. State is Maryland.

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