Home > cheap home insurance > If I own a second home in Florida but I live in NJ can I register and insure my car in Florida?

If I own a second home in Florida but I live in NJ can I register and insure my car in Florida?

by San Francisco Home Insurance on September 3, 2010

Insurance is cheaper in Florida. What is the law regarding this? I live in NJ Full-Time and own a second home in Florida that I rent out. Also could you tell me a website that would contain this law or more info. Thanks!!!!


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{ 10 comments… read them below or add one }

johncharlesrealty September 3, 2010 at 6:31 pm

if you get caught with a NJ license, but have a car registered in Florida in your name. You’ll get fined

Thin Kaboudit September 3, 2010 at 6:31 pm

Your insurance company will base your rate on where the car is usually parked, not on where the bill is being sent to. If you lie on the application, that could invalidate your insurance and make you liable for all kinds of stuff!

Be careful.

ft3535 September 3, 2010 at 6:31 pm

yes you can
and it is most likely a lot cheaper to do so
just come on down fora visit and visit the DMV..
my advice to you would be to make sure you have enough insurance so when you drive up north.your protected enough..
god luck

hamrock65 from sverizon.net September 3, 2010 at 6:31 pm

THE N.J. D M V ”we all know about them” WILL ASK YOU WHAT YOUR PRIMERY ADDRESS IS, AND YOUR INS. CO. WILL DO THE SAME, SOOOOO YOU WILL HAVE TO PUT IT IN A N.J. REG.

Rho Zeta September 3, 2010 at 6:31 pm

Insurance is cheaper in Florida than Jersey? That is amazing, I thought Fla was incredibly ridiculous as it was.

I know Fla really gouges you when you register your car there from out of state, you might want to check with the Fla DMV.

seabeeharleyguy September 3, 2010 at 6:31 pm

if the car is registered in fla,, and your license is fla,, then yes.. there is a 2 part rule.. lic,reg, ins. 2 of them have to be in one state.

Ashes September 3, 2010 at 6:31 pm

Yes, just visit DMW

Rebecca September 3, 2010 at 6:31 pm

Yes you can…

webjnke1 September 3, 2010 at 6:31 pm

Your insurance company will ask where it’s primarily garaged

ruthietoothie9 September 3, 2010 at 6:31 pm

Maybe, but they’re going to send the new tags to you at your Florida address.

Also, some states require an in-state drivers license before they’ll issue registration there. That’s the way Massachussetts works.

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